Products and Services

CRIF Business Solutions

Digital Platform, Information, Transformation Services, Consumer Profiling, Fraud Prevention Solutions.

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Insurance Bureau (CUE database)

The insurance bureau suite of services helps insurers assess risk in order to confidently provide policy premium quotations and automatically detect cases where further investigation is required at the underwriting and claims stages of the insurance lifecycle. The CACHE-CUE system holds over 6.6 million household, 18.5 million motor and 13.4 million personal injury insurance claims. Insurers can use CUE at all stages of the insurance lifecycle, including quotation, policy acceptance, renewal and claim. Discover the CACHE suite

Underwriting Optimisation

A point-of-quote (POQ) or point-of-sale (POS) risk tool, designed to deliver an enriched claims history to help detect fraud. Insurers can enrich their internal data with the widest range of external sources, including household, motor and personal injury claims data, supplying identity verification, linked addresses, vehicle verification, and property attributes.

Anti-fraud Solutions

Detect suspicious connections and fraud networks, protecting insurers' business. CRIF services enable special investigators and anti-fraud department users to undertake a real-time single entry search across the multiple databases, performing queries based on complex fuzzy matching principles.

Business Information & Reports on every UK and worldwide company

Reports and documents on every company, director and business in Ireland, the UK and across the globe. Professionals looking for the highest quality business information can use CRIF solutions to help them achieve the best results in terms of profitability and healthy growth. Take confident decisions based on a complex and robust framework of value-added information, dynamically updated and revised.

Know Your Customer

Effective verification solutions help insurers and solicitors prevent fraud and comply with anti-money laundering regulations, accurately check the identity of an individual (ID Checks & AML Checks) as well as the provenance and the identity of a vehicle (Vehicle Check) through a combination of numerous data sources.

Open banking and digital transformation

Enabling you to access Open Banking while supporting your SME clients with a powerful & innovative complimentary service. Improve your customer experience and generate a fast and continuous innovation process with open collaborative platforms.

Cyber Risk Management

With continuous screening, and simple-to-understand output, CYBER CHECK powered by KYND gives business managers, owners and professionals the expert knowledge to easily assess and monitor cyber risk, highlight vulnerabilities, and help them take immediate action to stop cyber risk exposure and protect the company before any business interruption or attack actually occurs.

Decision & Credit Process Management

Excel at targeting and connecting with customers, making the right offer, at the right price and via the right channel with a compelling customer experience, without taking unacceptable risks. Balancing continuously changing demands, while providing a better service, quicker responses, improved results and more control, calls for an innovative and agile solution.

Workflow Systems

Specific workflow systems are developed to support insurance companies and government bodies in automating and streamlining processes.


Insurance Bureau (CUE database)

CACHE PI

The CACHE PI service enables insurers to search the Claims and Underwriting Exchange Register Personal Injuries database (CUE Search) and obtain a full report of the personal injury claims history of a given individual. It holds over 13.4 million personal injury insurance claims.

CACHE Home

The CACHE Home service allows insurance companies to run a search in the the Claims and Underwriting Exchange Register Home database (CUE Search) and access a full report containing the home insurance claims history of a given individual. It holds over 6.6 million household insurance claims.

CACHE Motor

CACHE Motor service enables isurers to search the the Claims and Underwriting Exchange Register Motor database (CUE Search) and provides a comprehensive report of the motor claims history of a given individual. It holds over 18.5 million motor injury insurance claims.

CACHE Pet. Pet Claims Insurance Bureau

​CACHE Pet gives insurers a centralised platform where they can share and query industry pet claims data and related industry data bases to support the claims investigation process and identify claims anomalies, serial claimants, and emerging fraud trends.

CACHE Smart

As an additional module of CACHE, the CACHE Smart module allows insurers to enrich searches with linked addresses coming from a file of over 30 million records increasing the matching capability against the the Claims and Underwriting Exchange Register database (CUE), which can then be integrated with specific anti-fraud models. 

CACHE Plus

As an additional module of CACHE, in one call the CACHE Plus product combines information on motor and personal injury claims related to road traffic accidents (RTAs) allowing insurers to indentify and detect fraud. 

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Underwriting Optimisation

RADAR

RADAR (Rapid Detection and Analysis of Risk) is a high performance service which enable insurers to screen high volume data. Making trusted data available at the point-of-quote and point-of-sale provides customers with efficient data streamlining, supporting the underwriting and pricing process whilst reducing the risk of fraud at the earliest stage.

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Anti-fraud Solutions

Sherlock Investigation

​Sherlock Investigation is designed to deliver, in one click, counter-fraud intelligence to the investigator. By consolidating best of breed data sets on a single screen, Sherlock supports around 100 UK insurers in speeding up the investigation process, delivering operational efficiencies, and reducing the time to collect and integrate key information.

Sherlock Detection for pet insurers

Sherlock Detection is an automated fraud detection and marketing tool which rapidly risk assesses every claim, to help pet insurers prevent, manage and detect fraud swiftly and efficiently.

Elixir Intelligence

Improve risk assessment and management, mitigate fraud, validate and monitor the entire lifecycle of an insurer's business relationships with individual IFAs, supporting confidence, transparency and efficiency in relation to commission credit and debt through high-quality information solutions, qualified support and knowledge of the life insurance market.

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Business Information

UK Business Information & Company Searches

Reports and documents on every Company, Director and Business in Ireland, and in the UK. Professionals looking for the highest quality company information can use CRIF solutions to help them achieve the best results in terms of profitability and healthy growth. CRIF has established a new approach to business information using a scenario where decisions and risks are based on a complex and robust framework of value-added information, dynamically updated and revised.

International Credit Reports across 230 territories

Wherever your goods are shipped or sold, you can now enjoy the latest details on over 200m companies across 230 territories. Credit reports, document and monitoring services to trade with confidence, visibility and transparency on worldwide relationships. Credit Reports are available online or can be freshly investigated, meaning that high quality information is guaranteed anywhere in the world.

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Know Your Customer

ID Check

From a wealth of powerful data, an easy to understand identity verification and risk assessment report is produced. Combining a brief results summary with a detailed granular report, ID Check delivers identity verification tools which are both user-friendly and highly informative as well as a corresponding score.

AML Check

​Quick and user-friendly solution aimed at enabling insurers and legal representatives to screen the personal details of an individual and validate their identity against multiple sources to manage business risks, confidently conduct due diligence for anti-money laundering purposes and effectively prevent fraud. 

Vehicle Check

A real-time vehicle verification service which provides vehicle lookup data from different sources supporting insurers in identifying possible hidden issues affecting the vehicle. 

Vehicle Keeper Check

Helping insurance companies to quickly identify the vehicle keeper as well as collect key information about the history of vehicle keepers.

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Open banking and digital transformation

Credit Passport, unlock open banking opportunities.

Thanks to its sister company CRIF Real Time, which is AISP certified in 31 countries, CRIF is able to offer insurers and brokers an innovative approach to commercial insurance. By leveraging access to and sharing banking data, CRIF will help you build services that are more targeted to the needs of your SME clients, and add a new dimension of value to your insurance propositions.

Digital Booster, End-to-end Digital Insurance Solution

Built for multi-products and designed to provide cross-selling opportunities, Digital Booster can help insurers, brokers, and banks boost any business by digitalising its offering and accelerating the digital distribution of new on-demand and pay-per-use cover.

N.E.O.S. CRIF New Evolution Open Suite

N.E.O.S. is an “as-a-service” suite of solutions, designed to improve the creditworthiness evaluation and seize relationship development opportunities within a credit and/or verification process (digital or non-digital) through the sophisticated use of PSD2 data.

CRIF Studio

CRIF Studio enables smart and fast testing of the added-value of the CRIF Group’s information assets as well as the combination of various data sources, thus saving time on model analysis, development and implementation in compliance with the highest data protection and privacy standards.

Business Financial Manager and Personal Financial Manager

A true digital advisor for consumers and SMEs. Personal financial manager (PFM) and Business financial manager (BFM) allow financial services providers to create highly personalised customer experiences and drive revenues and retention.

PHYON. CRIF’s solution for Phygital Onboarding

PHYON is CRIF’s solution for Phygital Onboarding processes, supporting companies that want to interact remotely with their existing customers and prospects to perform sales processes through user-friendly and efficient digital channels, reducing process completion times and friction points for the user.

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Cyber Risk Management

CYBER CHECK

CYBER CHECK powered by KYND is simple and easy to use. A cost effective proactive response to cyber risk management. CRIF’s goal is to help make cyber risk management accessible to any business across all sectors and industries to protect your business and support GDPR compliance. 

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Decision & Credit Process Management

StrategyOne. CRIF Decision Management Solution

CRIF’s user-friendly decision management solution for automated business decisions that leverages data and analytics. Release your organisation from the inflexibility and high costs of having hard-coded rules dispersed throughout your systems and embrace an enterprise decision management approach and technology that empowers business users. 

CreditFlow. Business & Credit Process Management

End-to-end, configurable and agile credit process management with CreditFlow Business Process Management (BPM) from CRIF. Balancing continuously changing demands, while providing better service, quicker responses, improved results and more control calls for an innovative and agile solution like CreditFlow Business Process Management (BPM), which transforms a slow, rigid and unenforceable credit process to an automated, paperless and governable end-to-end process.

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Workflow Systems

CACHE Data Entry Assistant

CACHE PI – Data Entry Assistant (DEA) enables insurance companies to improve efficiency and reduce costs by fully automating the entry of personal injury claims into CACHE PI.

Claims Portal

CRIF Decision Solution is the technology partner for the development and hosting of the Claims Portal. The Claims Portal is a stakeholder solution designed to meet the needs of users by providing them with a safe and secure electronic means of communication and the Ministry of Justice has mandated that personal injury claims falling within the scope of the pre-action protocols must be processed using the Claims Portal.

CACHE CRU Electronic Messaging

A unique workflow solution enabling insurers to electronically submit and receive messages to and from the Department for Works and Pensions (DWP). 

Customised Workflow Systems

Workflow systems are specifically developed to support insurance companies and government bodies in automating and streamlining processes, enabling clients to electronically submit and receive messages, saving time and cost, improving internal procedures and gaining a competitive advantage.

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